K.A.B. Credit Services
We are honored to have you in our credit repair program. Click links below for credit education.
We also offer full service bookkeeping and business credit program click below for more information.
Paying off debt the smart way
Being in debt isn’t necessarily a terrible thing. Most people are, between mortgages and car loans and credit cards and student loans. Being debt-free should always be a goal, but you should focus on the management of it, not the presence of it. It’ll likely be there for most of your life, and if you handle it wisely, it won’t feel so much like an albatross around your neck
HOW TO IMPROVE YOUR CREDIT SCORE
There are myriad important numbers in your financial world, but few as critical as your credit (FICO®) score. This FICO® number, ranging from 300-850, can affect your ability to buy a house or car, get a credit card or other loan, or even get a job sometimes. Your FICO® score also affects the interest rates on loans.
UNDERSTANDING YOUR CREDIT RATING
The FICO® score, developed by Fair Isaac Corporation (the pioneer in credit scoring), is a number between 300 and 850 that lenders use to determine your credit rating. A FICO® score is a snapshot of your credit rating at a particular point in time. The higher your credit score, the more likely you are to be approved for loans and receive favorable rates.
SOLUTIONS FOR A PERSONAL CREDIT CRISIS
It can happen any number of ways. You can lose your job. Have an expensive medical emergency. Find yourself with three children in college. Be an adult during a national financial crisis. Whatever causes it, you may find yourself in crisis mode money-wise, and need some quick solutions.
TIPS FOR REDUCING YOUR DEBTS
Generally, it is sound financial advice for you to get out of debt. But that may be easier said than done, especially if the debt is sizeable compared to your ability to repay. When locked into a long cycle of debt repayment, the drudgery can become a significant burden. The payoff of a particular balance can seem far into the future and you will have to maintain your discipline to eventually get out from under the burden.
Location is everything
The nostalgic area offers arts and crafts shops, clothing and consignment shops, flower and gift shops and a nearby riverside park, as well as several popular restaurants.